Casino-A-Z.com - Online Casino Encyclopedy BLACKJACK : The Basic Strategy

The Basics

The most important thing to know about blackjack is the basic strategy. This strategy is simply the best way to play every possible situation, without any knowledge of the distribution of the rest of the cards in the deck. Following is the basic strategy for four of more decks when the dealer stands on soft 17. Links are also provided to more basic strategy charts for other rules. However the most common game is the multiple deck game (4 or more decks) where the dealer stands on soft 17. If you only memorize one table we would suggest the one below. It can be played effectively under any rules.

To use the basic strategy look up your hand along the left vertical edge and the dealer's up card along the top. In both cases an A stands for ace. From top to bottom are the hard totals, soft totals, and splittable hands. Rule variations can have an effect on some borderline situations. The most flexible rules are the number of decks, whether the dealer hits or stands on a soft 17, and whether doubling is allowed after splitting.

Key to table:

H
Hit
S
Stand
D
Double if allowed, otherwise hit
Ds
Double if allowed, otherwise stand
P
Split
H/P
Split if allowed to double after a split, otherwise hit
H/R
Surrender if allowed, otherwise hit

Some obvious situations have been left out to keep the chart as small as possible. We have more basic strategy charts for other numbers of decks, as well as European blackjack.

The best way, we have found, to memorize the basic strategy is notice patterns and to try to understand why you should play every situation as the chart says. Then make flash cards and go over and over them until you know it cold. Do not deal out cards to yourself because the soft totals and the pairs will not occur often enough to test your knowledge.

Many people do not believe in the basic strategy because they once took the advice of someone who knew it and then lost the hand. Let me make something perfectly clear, you will not win every hand with the basic strategy! In fact you won't even win half your hands. However we can personally testify that while you will have short term ups and downs over the long run you will roughly break even using it.


Insurance

Do not take insurance, even if you have a blackjack. Card counters can get away with making smart insurance bets when the deck is rich in tens but the non-counting player should always decline it. The following table shows the house edge on the insurance bet depending on the number of decks used.

House Edge on Insurance
Number
of Decks
House
Edge
1 5.882%
2 6.796%
4 7.246%
6 7.395%
8 7.470%


Surrender

Sometimes in a 6 or 8 deck game the player has the option to surrender. To be specific the player may forfeit half their bet to be excused from playing out their hand. Obviously this option should only be taken in the worst hands when the net return is less than 50%. In late surrender (the only kind we have ever seen) the player may only opt to surrender after the dealer checks for a blackjack. The following table is a basic guide for when to surrender (Y=yes, N=no).

Basic Surrender Strategy
Player's
Hand
Dealer's Card
9 10 A
15 N Y N
16 Y Y Y

House Edge

See Blackjack House Edge Calculator to determine the house edge under 360 possible rule combinations.

Rule Variations

Rule variations will have an effect on the player's expected return. The numbers below show the effect on the player's return under various rules and after taking into consideration proper basic strategy adjustments. These changes are relative to the following Atlantic City rules: 8 decks, dealer stands on soft 17, player may double on any first two cards, player can double after splitting, player may resplit to 4 hands.

Rule Variations
Rule Effect
Early surrender against ace+.39%
Early surrender against ten+.24%
Player may draw to split aces+.19%
Late surrender+.09%
Player may resplit aces+.08%
Late surrender against ten+.07%
Late surrender against ace+.00%
Resplit to only 2 hands-.01%
No-peek: ace showing-.01%
Player may double on 9-11 only-.09%
No-peek: ten showing-.10%
Player may not resplit-.10%
Player may not double after splitting-.14%
Player may double on 10,11 only-.18%
Dealer hits on soft 17-.22%
Player loses 17 ties-1.87%
Player loses 17,18 ties-3.58%
Player loses 17-19 ties-5.30%
Player loses 17-20 ties-8.38%
Player loses 17-21 ties-8.86%

In European blackjack and in many online casinos the dealer does not check for a blackjack after dealing the cards. This is referred to as the "no-peek" rule, because the dealer doesn't peek to see if he has a blackjack. In this case, after the players have played their hands, if the dealer does have a blackjack, then the player loses the full amount bet, including the additional bet if the player doubled or split. This rule necessitates some adjustment in the basic strategy which is explained in more detail in online casino appendix.

Bad Strategies

Three popular bad strategies encountered at the blackjack table are never bust, mimic the dealer, and always assume the dealer has a ten in the hole. All three of these are very bad strategies. Following are specific comments on each of them, including the house edge under Atlantic City rules (dealer stands on soft 17, split up to 4 hands, double after split, double any two cards) of 0.43%.

Never bust: For analysis of this strategy we assumed the player would never hit a hard 12 or more and based all other decisions on maximizing expected value under this assumption. This results in a house edge of 3.91%.

Mimic the dealer: For analysis of this strategy we assumed the player would always hit 16 or less and stand on 17 or more. The player as well as dealer stood on soft 17. The player never doubled or split, since the dealer is not allowed to do so. This results in a house edge of 5.48%.

Assume ten in the hole: For this strategy we first figured out the optimal basic strategy under this assumption. If the dealer had an ace up we reverted to the proper basic strategy assumption of assuming the dealer did not have a ten. Then we went back and used this strategy under regular playing conditions. This results in a house edge of 10.03%.

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